Privacy Policy

1) Who we are

FICA Professionals LLC ("Company," "we," "us," or "our") operates [domain.com] (the "Site"). This Privacy Policy explains how we collect, use, share, and protect information when you visit the Site or interact with us.

2) What we collect

Information you provide:

• Contact details (name, email, phone).
• Business details (company name, role, employee counts, payroll/benefits context sufficient to evaluate eligibility).
• Message content and meeting notes.

We do not intentionally collect health information on this landing page.

Information collected automatically:

• Device and usage data (IP address, browser type, pages visited, referral URLs, timestamps).
• Cookies, pixels, and similar technologies for analytics and marketing. See "Cookies & tracking."

Information from third parties:

Business contact and firmographic data from lead-enrichment providers and public sources (e.g., company websites, directories, social profiles), where permitted by law.

3) How we use information

• Responding to inquiries, scheduling calls, and evaluating program eligibility.
• Preparing savings estimates and proposals (estimates are illustrative and not guarantees).
• Operating, securing, and improving the Site and our services.
• Marketing and remarketing (email, SMS, phone, and ads), where permitted or with your consent.
• Legal compliance, fraud prevention, and to protect rights and safety.

4) Legal bases (GDPR/UK GDPR, where applicable)

We rely on consent, performance of (or steps prior to) a contract, legitimate interests (e.g., B2B marketing, Site security), and legal obligations.

5) How we share information

• Service providers (hosting, CRM, email/SMS, analytics, advertising, scheduling) bound by contractual confidentiality.
• Ad/analytics partners for measurement and interest-based advertising.
• Professional advisors and affiliates.
• Legal and compliance purposes.
• Business transfers (merger, acquisition, financing, or sale).

We do not monetize your data in the traditional sense. In some U.S. states, sharing data with ad/analytics partners for targeted advertising may be considered a "sale" or "share." See Your Privacy Choices below.

6) Your privacy choices & rights

Email/SMS: You can opt out of marketing emails via the unsubscribe link and texts by replying STOP.

Cookies/ads: Adjust browser settings, use our cookie banner (if present), or visit industry opt-out pages (e.g., NAI/DAA).

U.S. state rights (e.g., CA/CO/CT/VA/UT): You may have rights to access, correct, delete, or opt out of "sales/sharing" and targeted ads. Submit requests at [privacy request email/form].

GDPR/UK GDPR: You may have rights to access, correct, erase, restrict, port, or object. You can also withdraw consent. Contact admin@ficaprofessionals.com. You may complain to your local supervisory authority.

We will verify requests and respond as required by applicable law. We will not discriminate for exercising your rights.

7) Data retention

We keep personal information as long as needed for the purposes above, and as required by law. Typical retention for marketing leads is [12–24 months] from last interaction, unless you opt out earlier.

8) Security

We use administrative, technical, and physical safeguards appropriate to the sensitivity of the data. No security is perfect; we cannot guarantee absolute security.

9) International transfers

If you are outside the United States, your data may be processed in the U.S. and other countries. Where required, we use appropriate safeguards (e.g., SCCs).

10) Children's privacy

The Site is for business users and is not directed to children under 16. We do not knowingly collect personal information from children.

11) Cookies & tracking

We use cookies/pixels to operate the Site, understand usage, and personalize/measure ads. You can manage cookies via your browser and our cookie banner (where available). Disabling cookies may impact Site functionality.

12) Changes to this Policy

We may update this Policy from time to time. The "Effective date" shows the latest version.

13) Contact us